濰坊公積金這是一位濰坊網(wǎng)友向濰坊在線www.iweifang.com咨詢的問題，這位朋友說我想用自己的住房公積金買套房子，因為用住房公積金利率可以低很多的，我公積金賬戶里有差不多兩萬多塊了，不知這些錢可以貸款多少錢，還有辦理公積金貸款和普通貸款有什么區(qū)別，比普通商業(yè)貸款麻煩嗎，一般都有什么手續(xù)，我們知道濰坊住房公積金“取之于民，用之于民”為宗旨，不斷擴大住房公積金制度覆蓋面，同時加大住房公積金貸款發(fā)放力度，公積金在現(xiàn)在這個還是很有作用的，以較低的利率獲得貸款。
那么如何辦理公積金貸款哪，濰坊在線客服在接到這個問題后，及時給予答復，首先自己有要有首付的，最少20%，這個值在不同的時期是不一樣的，積金有的地方可以貸款40萬，看你的個人公積金賬戶里有多少錢了一般是公積金賬戶額度的20倍，說一下大體過程：借款人攜帶所需資料，到貸款銀行進行貸款申請，填寫住房公積金(組合)貸款申請表。然后就是審批，審批通過就可以發(fā)放貸款了。
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以上就是關(guān)于濰坊公積金相關(guān)問題的回復，希望濰坊這個朋友對我們的答復及服務能夠滿意，以下是此問題的英文回復希望老外朋友們也能了解：
Weifang Weifang fund is a network of friends to love Weifang www.iweifang.com consultation issue, the friend said that I would like to buy their own housing fund a house, because with the housing provident fund interest rate can be much lower, I fund account almost more than 20 thousand dollars, and I do not know how much money can be loans, as well as processing loans and general loans fund What's the difference, than ordinary commercial loans trouble you, in general, what the procedure, we know that Weifang Housing Fund "is taken from people and giving people "for the purpose of expanding the coverage of the housing provident fund system, while increasing the intensity of housing provident fund loan, provident fund at this still very useful, to obtain loans at lower interest rates.
So how do you apply for provident fund loans which, receiving the love of customer service Weifang network problem, the time to reply, first of all they have to have the down payment of at least 20%, this value at different times is not the same, the MPFA in some places can credit 400 000, see your personal account how much money the general fund is 20 times the amount of provident fund account, said the overall cost processes: the borrower to bring the necessary information to the lending bank loan application, complete the Housing Fund (Portfolio) loan application form. Then there was approval, approval can be issued through loans.